AY Studios

Clear Spend

This pay period

Set your payday

This period

Upcoming bills

At a glance

Per day

Top budget

None yet

Goals saved

Total cash on hand

Bank balances, wallet cash and savings, tracked separately from this period's budget.

Keep it private

Everything lives only on this device, no accounts, nothing sent anywhere. Open Menu → Settings → Back up now and then to save a copy.

Safe to spend this period

Let's set things up.

Out $0of $0 in

Where your spending went

Budgets

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Add expense

Choose a budget to log it (that's it)

Income

Bills

Budgets

Budget

Activity

This period

Savings goals

Use goals for an emergency fund, a trip, an annual cost, or any sinking fund. Contributions stay separate from the safe-to-spend number.

Cash on hand

Track what you actually have across banks, wallet cash and savings. This total sits alongside your budget, it never affects the safe-to-spend number.

Your money routine

1. Add what's coming in

Open Income and add your pay. Turn on repeat so future pay periods fill themselves in.

2. Set the must-pays aside

Add bills with due dates. They're counted in safe-to-spend before you mark them paid.

3. Log spending fast

Use Add expense. A note and repeat schedule stay optional so the quick flow stays quick.

4. Review without judgement

Activity shows earlier periods, filters, and CSV exports. Unsorted keeps items safe until you have the energy to sort them.

Settings

Edit

Clear Spend

A budget that works with your brain, not against it. No logins, no nagging, your data stays on this device. Two quick taps and you're set.

1 · Add incomeTell it what's coming in.

2 · Set bills asideProtect money for the must-pays.

3 · Spend with confidenceLog purchases, check one clear number.

Your currency

How often are you paid?

Next (or most recent) payday

Change any of this later in Settings.